South Florida Insurance Brokers Licensed Medicare brokers since 2002
(786) 303-8065

Compare 2027 Medicare Advantage plans in your ZIP code

See the plans available where you live, check your doctors and prescriptions, and enroll online. If you want help, a licensed local broker is one phone call away.

  • Plans from several insurance companies, side by side
  • Check whether your doctors and prescriptions are covered
  • No cost to use our service, in English or Spanish
Ernesto Espinosa

Ernesto Espinosa, LUTCFLicensed insurance broker. Offices in Miami and Palm Bay.

Start with your ZIP code

We'll show the Medicare Advantage plans available where you live.

Enter a 5-digit ZIP code.

Takes about 2 minutes. No cost, no obligation.

Prefer to talk to someone? Call (786) 303-8065

Annual Enrollment Period, October 15 to December 7, 2026

This is the yearly window to join or switch Medicare Advantage plans. Changes take effect January 1, 2027.

How it works

  1. Enter your ZIP code

    Plans differ by county, so your ZIP code tells us which ones you can choose from.

  2. Compare plans

    Add your doctors and prescriptions to see costs and coverage for each plan.

  3. Enroll your way

    Enroll online in a few minutes, or call Ernesto's office and enroll together by phone.

A local broker, not a call center

When you call, you reach Ernesto's team in South Florida, the same people who will help you next year.

24 yearshelping South Florida families with Medicare
Two local offices3590 Coral Way, Miami and 1037 Cepheus Pl NW, Palm Bay
English and SpanishAsk questions in the language you're most comfortable with
No cost to youBrokers are paid by the insurance companies, not by you

Common questions

Does it cost anything to use this service?

No. Comparing plans and getting help from Ernesto's office is at no cost to you.

Can I keep my doctors?

It depends on the plan. When you add your doctors, the plan comparison shows which plans include them in their network, before you enroll.

Is this Medicare.gov?

No. South Florida Insurance Brokers is a licensed, independent insurance agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program.

What if I'd rather talk to someone?

Call us. Ernesto or his team can compare plans with you and enroll you over the phone: (786) 303-8065

See the plans available in your area

It takes about 2 minutes to get started. You can compare as long as you like before deciding.

Enter my ZIP code

Or call (786) 303-8065